Non Resident

If you are reading this information, we assume that you are intending to migrate to Australia or are considering investing by the way of purchasing property in Australia.

WELCOME TO AUSTRALIA
There are many things to take into consideration before you make your decision to migrate or plunge into the investment property market in Australia. The information that we have supplied is to give you guidance to provide you with the 'truth of lending'. Using our resources and filtering through over 30 lenders and 700 products, we will provide the top three lenders that meet your requirements. It will be up to you then to make your own informed decision which lender you choose to fund your purchase. We are dedicated to our clients and provide exceptional service to ensure that we get a successful result on first application. We will work with you until such a time that you are in a position to purchase. We will assist you from your initial finance enquiry, help you choose an appropriate loan, guide and inform you of the steps and processes through to settlement.
We realise that migrating from overseas is a huge decision and can be a stressful experience if not provided with sensible information. Our aim is to make your journey as stress free as possible. We will guide you on the do's and don'ts of acquiring a mortgage down under.
Our service to you is complimentary as we are paid by the lender of whom we arrange your finance with.
What will you have to do to meet the lender requirements?

The Home Loan Process

The Do's & Dont's of Purchasing/Applying for Finance

If you are ready to apply for a loan we will be happy to assist you.


I/we would like further information
Please complete this short survey to enable Accomplish Finance to forward the correct information that you will require to proceed.
Q1. Are you intending to migrate to Australia? Go to question 2.
Go to question 4.
Q2. When do you expect to migrate to Australia?
Q3. Have you decided where in Australia you would like to settle?   Go to question 5.
Go to question 7.
Q4. Are you intending to invest in Australia? Go to question 5.
Go to question 7.
Q5. Do you have any idea of the amount that you would like to spend on your home?
Q6. Would you like a listing of homes in your chosen area to give you an idea of home prices?
Q7. Would you like further information?
You may choose to end this survey.
Q8. Are you an Australian Citizen/Permanent Resident? See Note *
Q9. Are you currently employed? Go to question 11.
Q10. Do you intend to remain in your employment?
Q11. Have you been offered employment in Australia? See Note **
Q12 Will you be on probation? See note *** See Note ****
Name:
Preferred Contact:
Home Phone: Mobile: Email Address:
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Thank you for completing this questionnaire, we will consider the information that you have provided and respond within 24 hours of receipt.

NOTES

Note *
If you are a non-resident you may need to apply to the 'Foreign Investment Review Board' (FIRB) before purchasing property in Australia. There are requirements that need to be met and you will need to note this as a condition on your purchase contract stating that you are pending FIRB approval. We look at each applicant on their own merit as it depends on individual circumstances and cannot stress enough for each applicant to seek independent legal advice. We will advice you if you need to apply. We can arrange the application to FIRB via our Conveyancing Lawyers to make your journey easier.
If you are an Australian citizen/permanent resident you will not have any restrictions in purchasing Property in Australia or need to apply for FIRB approval, but will be required to meet the servicing criteria of the chosen lender.

Note **
If you will not be employed in Australia you will not be able to apply for finance. You may be restricted for a period of twelve months or two years if you become self-employed. If you are currently employed it would be beneficial to remain employed while applying for finance. It may take twelve months to finalise your migration to Australia. We can arrange your finance purchase now for Investment purpose and seek independent rental appraisals to determine the maximum rental income for your property to assist in servicing your loan and meeting your monthly repayments should you be successful with your application. When you gain employment and in a position to meet your repayments you will have the option to move into your property.

Note ***
If probation is a condition of your employment, usually three months, lenders will not consider an application for finance unless you have completed your probation period and become a permanent employee.

Note ****
If you have been in your employment for less than six months, you need to prove your previous two years employment preferably in the same industry. If you have been employed six months but less than twelve months, you need to prove that you have been employed for the previous twelve months preferably in the same industry.

It is important that you seek independent legal advice before signing any contracts for property purchase or finance.
 
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