Investment
‘Investment Property’ is a property purchased with the sole intention of making a profitable return to produce income and to build ‘Wealth Creation’.
As the experts say, ‘location, location, location’, the best house in the worst street may become a nightmare if you need to sell your property in a hurry, but the worst house in the best street could reap you a tidy profit if you put in a bit of elbow grease.
To maximise your property growth, do your home work, check out the facilities such as the proximity of the nearest schools, bus stops, shopping centres, beaches, parks etc.
Visit your local real estate agency and ask them how many suitable tenants they have on their rental waiting lists and get a realistic rental appraisal on the amount of rent you may receive for the area you are interested in. This is important if the lender requires the rental income to support the loan repayments.
If you are considering purchasing an investment property or you are currently already building your Investment Portfolio, with the recent growth in property values you may be able to utilise the equity gained from either your principle place of residency (PPR) or an existing Investment Property, to create or expand your Investment Property Portfolio.
Panel of Lenders
Our panel of lenders offer a range of products from basic home loans to professional packages at competitive interest rates. We will help you by providing the relevant product information that meets your needs to help you make the right decision.
We will take into consideration any deferred establishment fees or early repayment penalties that may effect you if you sell or refinance your loan within a five year period.
Disclaimer: Changes to deferred establishment fees or early repayment penalties are at the discretion of the lender. Other fees and charges may apply.
This will help you make the right choice when deciding which lender you choose to finance your home loan.
To assist you when determining your costs to purchase your property we will provide indicative stamp duty figures and loan costs to ensure that you will have enough funds to complete your purchase.
We appreciate that you may understand the hurdles of purchasing property, but we invite you to enquire and allow Accomplish Finance to assist you.
Our service is complimentary there is ‘NO FEE’ payable to us from you! As we are paid by the lender with whom we arrange your finance. Other fees and charges may apply by the lender.
When selling an Investment Property you may be required to pay Capital Gains Tax on any profit made. It is recommended that you seek guidance from a Financial Manager or Chartered Accountant to avoid the pit falls when investing.