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  • About
  • Your Home Loan
  • First Home Buyer
  • Investment
  • Refinance
  • Self Employed
  • Construction
  • Calculators
    • Loan Repayment Calculator
    • Interest Only Mortgage Calculator
    • Stamp Duty Calculator
    • Budget Planner Calculator
    • Home Loan Offset Calculator
  • Testimonials
  • Contact

Saving for your Deposit

Home/Saving for your Deposit

Saving for your Deposit

A good savings pattern is essential. This will confirm to the lender that you are responsible and more likely to commit to a loan repayment contract.

When you apply for a home loan generally the lender likes to see that you have saved genuinely 5% of your deposit over at least a six-month period. BUT WAIT…DID YOU KNOW THAT…

Lenders acknowledge that in today’s market it is difficult to save for a deposit.

Your contribution does not have to be genuine savings;
Contact Accomplish Finance today to find out if you could be paying your own Mortgage and get off the rent cycle.
Genuine savings are considered as regular savings deposited into a savings account over a six month period; or term deposits held in the name(s) of the applicant for more than six months; or shares purchased and held in the names of the applicant for six months; or equity held in existing residential property; or sale equity proceeds of a property in the name(s) of the applicant.

It is best to complete a full enquiry with Accomplish Finance to determine how we can guide you into your own home. (Terms and conditions apply)

 

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Accomplish Finance is an Authorised Credit representative for Suncoast Home Loans PTY LTD No: 393473 Leah Peters is an Authorised Credit Representative for Suncoast Home Loans PTY LTD No: 393483 Suncoast Home Loans PTY LTD - Australian Credit Licence number 391210
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